Tuesday, July 28, 2015

Blog #5

Over the course of this class and my internship (which I started about a week go), I have learned many things that I feel confident will carry me far in my future career. One of the most important things that the Work Readiness Class taught me was how to make a good resume. Resumes are what give potential employers first impressions and I now feel confident that my future first impressions will be even better with employers. In the week that I have done my internship, I've come to realize how grueling the business world can be. I have already spent many hours on the computer doing research and helping develop the marketing strategies of the company, which I am extremely grateful for because marketing is the field I am currently most interested in. I am thankful for this opportunity because over the course of just a few weeks, the class and my internship have taught me more things than I could have thought in terms of getting a job.

Blog #5

Blog #5

This class and my internship have taught me many new skills. This class showed me the skills that I would need to do well in my internship. My internship allowed me to test what I learned in the class and perfect it to how the supervisor of the Internship would want me to do. I learned how to set up my basic business profile so that next time I am out looking for a job I will have everything they need already done in one spot and I'll know that I will have done it well. This class allowed me to use trial and error. I would test out a certain way to do a resume and Mr. Morales would say if I should change something up or if that was better then the previous way that I did my resume. I got to try things that I know I will have to use and do in the future like my job application and my Linkedin account. I know that when I'm older I will apply for a job and have to fill in a job application so it is very helpful that I got to try it out now and will know exactly what to do when a job actually asks for it. The Linkedin account is used by most adults for a chance to look at another adults resume and information so having one is very important and many jobs will look at somebody's Linkedin and it may change your chance of being hired. My cover letter was completely knew to me. I had never even heard of it but know I understand that it is used to show the basic part of your resume and many employers will look for someone with a nice cover letter. I think that I would have struggled much more and not been prepared if I went to look for a job and didn't have this class. This class really helped me prepare for the business world.

Reflecting on my discoveries showed me that I had thought much differently going into the internship then going out. When I went in I really thought being a filmer could be a career of mine. Afterwards I realized I don't like filming and I don't have the correct personality for the job that I thought I did.

I learned how to use blogger.com and Waybook which are both sites for me to organize information and post information to other people. I would never have found these sites if not for this class. I also have a more detailed google account and a complete resume with a cover letter, resume and sample job application

Monday, July 27, 2015

Blog #5

I am grateful for the new skills and experience I gained this summer both in class, and in my internship. In class we covered a lot of things that were new to me. I thought that learning about resumes, cover letters, job applications, and letters of recommendation were among the most useful. Having our resumes looked at by other students, and having the opportunity to critique others gave me skills I can use in the future on my own resume when there is no one to proof read it. The first time I ever even saw a cover letter was in this class, so it was a huge benefit to learn how to write one. Also, I had never applied for a job before this class, so applying for the A&W position gave me a taste of something I will definitely have to do in the future. Knowing how and when to ask for a letter of recommendation was something I hadn't even thought about. It makes sense if you're working for someone, they will be the best resource to recommend and vouch for your strengths. I was also very interested in the results of my financial plan. It took a lot of time just to figure out the expenses, and it was interesting to learn about how much it will take in the future for the lifestyle I am planning. The most important thing I learned from my internship was how to talk to customers. This skill can take me far in any career, and something I got a lot of practice at working in a bookstore. I'm grateful that I got to witness and learn about running a small business and gained new allies on the way. I surely would not have been as prepared as I am now if not for this class and internship.

Reflecting on my discoveries showed me that how I see myself may be very different than how other people view me. I saw that many of the results did not match how I thought my results would turn out. It was interesting to learn how my view and the test results correspond.

I learned how to use Blogger and Google Sites. These are both useful (technical)tools for future use. In my internship, I learned how important it is to be both dedicated and diligent in any line of work. "Practice makes perfect" and if one is willing to put in the hard work and sometimes long hours, they can succeed in any career.

Blog #5

I am grateful for the opportunity to have been ale to work as an intern and take part in the Career Readiness Academy class. I believe that my decision signing up for this class was a great one because not only did I learn more about business and finance but also about myself. Throughout the multiple personality assignments in quizzes taken in class I have identified many strengths and weaknesses.  I have learned that I am a very goal oriented person but I must learn to communicate and work with others better and more often.  Being able to identify strengths is important in order to emphasize them and is also the same with weaknesses so that I can work on self improvement. Setting up a Linked In profile was also very helpful in seeing how I can connect with other like minded individuals now and later on in life.

I am also grateful to the people at Smart Receivables for allowing me to intern there. Madeleine, Eric, and Julian all were very positive influences on me and made me feel like a part or the team. They helped me learn that small business can have large impacts and be just as innovative as huge corporations. The also showed me the value of teamwork and collaborating to accomplish a similar goal. As for my work at Smart Receivables, I learned how to conduct accurate research and how to apply it in a way that helped all members within the Smart Receivables team. Clearly, this experience has helped me grow as a person and has inspired me to move forward.


Blog Post 5- Internship Reflection

Overall, my internship and career management class really helped me get a hold on the real world, and prepared me for what I have to come. With being an adult, and working on your own, the freedom entails much more than what meets the eye.
After working with Purple Door Communications, I learned a lot more about PR, and that although public relations seems like the career for me, working at a boutique firm isn't in my hand of cards. I experienced first hand what kind of projects happen within a PR firm, and the importance of deadlines. I worked with other people, and collaborated to create my own PR strategy. I also made some great connections with my intern hosts, and fellow intern who has been helping me write my college application essays.
As for the class, I really appreciated the financial work we did to help me get a sense of what's to come as far as finances and responsibilities go when I'm off on my own. I feel like I have a leg up on a lot of my peers, because I have a refined resume and effective cover letter, as well as the skills and knowledge to change these two pieces as my work experience expands. The surveys and tests were interesting, but I don't think they really helped me on my path towards better career management. I think my time was well spent between my internship and this class this summer, and I look forward for what's to come in my career.

Saturday, July 25, 2015

Blog Post #5

I am very grateful, and happy that I was able to get a great internship and give back to a program which I participated in as a kid. Although it was tough to wake up a few hours early, I realized that all this was doing was making me stronger by making other tasks seem much easier, and "hard work" in general, seeming not that hard. Although I did occasionally face problems, big and small, I was able to get past them and continue working. My internship, most importantly, made me a hard worker, grateful, and a problem solver.

As for the class, I learned a lot about business and professionalism, and I was also able to actually do work and build my portfolio, which I know will really help me out in the future.

Friday, July 24, 2015

Blog 5


I am grateful for my friends and family, having food on the table, and living in a safe neighborhood. Many people in the world do not have a not enough food or live in safe places. This summer I am grateful that I got an internship and learned more about career pathways. In class I got to improve my resume and learn how to write a cover letter. For my internship I was able to see how a sports business operates behind the scenes. I realized that even though it is a sports business there is still a lot of paper work and tedious things that need to be done. The discoveries from waybook showed me that I value relationships in life. Through doing the financial spreadsheet I realized that it is a lot hard to earn a living than I thought it was. Basics of housing, food, and insurance in very costly. I learned that communication is a very important skill to have in the work place. At Kidz Love Soccer I learned to scan papers efficiently and diligently. As a worker I was prompt arriving early, dressed to work, and never absent. Overall, I am grateful that Mr. Davison was able to find me an internship and that Career Pathway Academy was able to teach me work skills such as communication and professionalism for the future. 

Blog Post #5: Internship Reflection

Internship Reflection

I truly believe that my internship could not have gone better. Throughout the people I met and interacted with, the skills I gained, and aspects of myself I improved upon, each day brought something new to be grateful for. The class portion of the internship program was also very rewarding, and helped tie in everything from my internship. I feel like I gained a wide variety of knowledge I'll use in every single day of my life.
During my time at Art Works downtown, I met many studio artists and residents of the building. Each person had an entirely different background, and interacting with these people and learning more about them was always a joy. They were not only extremely kind, but inspiring people, especially considering how they all were able to spend their days doing what they love. From the woman that ran classes for children and incorporated crafts into more surrealist art, to the woman that brought in her tiny dog every day and painted tile sized hyperrealistic still lifes, to the man that created sculptures combining religious ideas with the rustic images of nature. Everyone was so interesting, and there was such an inspiring air around them, that I looked forward to coming into work every day.
Not only that, my supervisors, Stan and Lark, were both kind and friendly. I found it so easy to talk with them, and we all connected through sharing stories from our lives. We were able to make work enjoyable, instead of skirting around awkward tensions. They both inspired me, as they were able to take control of the lives, in more ways than one, and create an environment they could be happy in. I think that this really gave me confidence in my aspirations.
Throughout my work at Art Works Downtown, I was continuously challenged, and was surprised to find skills inside myself I didn't know I had. I have since become much better at communicating with people, being able to help others, being able to approach people and begin a conversation, and more. By interacting with the public, I was able to push myself to do new things, and discover how what may have terrified me in the past was not as troubling as I feared.
The work I completed with the career pathway academy was valuable, as I know learning skills like how to create a resume or cover letter is a huge asset for my future life. Also, many of the assignments involved me writing about my feelings or desires, and by actually having to process my thoughts and put them to paper, I was able to gain a more secure sense of what I want in life and how I feel.
The school to career internship program was extremely enjoyable, and I feel my life will forever be changed by this experience. I am extremely lucky to have had this experience, and I know many do not get this chance, which is why it is important I express my gratitude towards everyone involved in this process. Thank you all.

Blog Post #5

For some, the ability to live life and take it any direction they choose to, isn't possible. At this stage in my life, I am beginning to truly recognize and understand that I have my whole life ahead of me and I am blessed to be able to live and enjoy it. And for this, I am truly grateful. This summer I am grateful that my family is able to go to new places and do new, fun and exciting things. In addition this, I am able to further my talents and experience through the School to Career program and through my internship at the YMCA. Specifically, I am grateful for how engaging the class is. I feel it is truly beneficial how many topics and variety of tasks are required of us. As for my internship, I am grateful for the friendly as well as professional relationships I have formed during my time at the Y and I hope I can capitalize on these relationships and use them to continue working there. Prior to the School to Career program I was very unsure about what it takes to make it in the world and prepare yourself for the future. However now I have a much clearer understanding of what I need to do to achieve my goals. From subtle things to add to a cover letter to increase your chances, to how to create a LinkedIn profile to put yourself out there, I believe I am infinitely more prepared for the future and I can only keep growing from here. Through the various personal quizzes and questionnaires I have taken in the past 5 weeks, I have learned a lot about myself. By answering a wide range of questions I was able to identify how my answers correlate to different traits and strengths. Some results proved how something that may seem so significant such as how you would respond to a certain situation, can actually demonstrate some essential and necessary traits. While reflecting on those results in the waybook, certain things I may have not even recognized about myself are discovered and I really enjoyed that. Like I said before, this opportunity to enhance my technical as well as people skills through both the School to Career class as well as my internship at the YMCA is truly beneficial and I will not take this experience for granted.

Blog 5

The most beneficial part of the class was writing a cover letter and revising my resume. It helped me a lot to get feedback. Also the class in general was helpful I'm learning how to get a job and be successful at it.
My internship allowed to me experience what it is like to work in an office. This was invaluable because now I have an idea of what it is like to work in HR as well as just am office in general. I got to know everyone I'm HR which will benefit me in the future if I want to get a job or internship at Marin general. I also go to practice interacting with adults and communicating professionally with others.

Blog #5

    I am  grateful for many things: like a roof over my head, a healthy family, or just that I get a lot of opportunities that some teenagers don't. This summer I am happy to learn about new aspects of myself, and I discovered those through all the Waybook entries at Career Readiness class and my summer internship. Although I came to the realization that I didn't want to just become an accountant, it was valuable to learn the basics because everyone needs to know how to run their own finances especially if one would like to own their own company. From the Waybook entries I learned more specific things about my habits and tendencies, such as that I have a lot of openness, selflessness, and ambition. Also from these tendencies I can figure out which job would fit me the most and how I could prepare for it. The most important thing I took away from the class was the financial lessons and how much budgeting will help in the future. From the class in general I learned about all the Work Readiness Skills that I have and some I need to work on, which will help me become more successful in the future. These Work Readiness Skills were worked on everyday at my internship and allowed me to be more efficient and better prepared. My professionalism was increased drastically, because I don't normally like wearing nice clothes, but I am starting to wear these clothes outside of my internship. Also communication and computer literacy were my weak-points at the beginning of the class, but overtime I expressed my ideas much more, and familiarized myself a lot more with different accounting softwares. Not only did I gain those basic Career Readiness Skills, but I learned some of the advanced ones such as being numerically literate and can improve. I was numerically literate because I ran countless Accounts Payable and Accounts Receivable and had to check my math every step of the way. I am very fortunate to have gained this experience at North Marin Water District and hope to get more internships like it to further my progress of becoming a CEO.

Thursday, July 23, 2015

Blog Post #5


Quite simply, I am grateful to live such a fortunate life. Each and every day there are more opportunities to learn and develop as a person. This summer has been one of the best experiences of my life, with both my internship at American Ratings Corporation and the School to Career Partnership course. Though all the personality, passion, values, biology quizzes gave me insight about who I am as a person, detailing our vision of the future and analyzing it was far more imperative. I came to the realization that the future is my motivation in all that I do. My dream to graduate from a prestigious college and obtain the CFO position continually encourages me to go the extra mile and chase success. Reflecting on what I learned in the discoveries helped put what I know in my mind to words on paper. I am a highly motivated, slightly overconfident, passionate and empathetic individual. I absolutely love socializing and love to make new relationships. At my internship, I enhanced my skills by refining professionalism, computer literacy, and basic communication. I routinely dressed of the appropriate attire, came to work 15 minutes early, worked endlessly with Excel and mastered tips and tricks associated with it. Just observing the rest of the office from my cubical was imperative to better my understanding on how a business runs effectively. Overall improving my computer literacy and proficiency was the best takeaway from the summer, bar none. I took countless spreadsheets of data, crunched it, gauged a formula to identify the effectiveness based on distinct characteristics, and created a one-sheet summary with graphs and easy-to-see data. This Facebook Analytics challenge consumed most of my time, but it was certainly worthwhile. I am fortunate to have had these opportunities and cannot wait to deploy what I have learned for future success.

Wednesday, July 22, 2015

Blog #4 future expenses

  • The total of my future expenses each year are k.  I know this is logical because my primary sources for information are Majors, Job commisions.
  • According to I can likely count on making 100$ each year in my future job as a Cars GM.  My education/training to get that job will cost $0 total for all years of training.
  • I want to save $1000 for my rainy day fund each year, and $10,000 for retirement each year.  If I save $10,000 for retirement each year, by the time I am 65 years old I will have $350,000plus interest.
  • Comparing my future income and expenses makes me think…. That life in general is quite difficult and you must work very hard for an adequate retirement. 

Monday, July 20, 2015

Blog Post #4: Future Expenses

The total of my family's (me, my spouse, and one child) future expenses each year are $98,243.  I know this is logical because my primary sources for information are Zillow, USDA, and ehealthinsurance. This estimate was calculated using cost of housing, food, utilities, transportation, health (insurance, etc.), children, education, protection, and 'leisure and luxury.'

According to FBIjobs.gov I can likely count on making $68,000 each year in my future job as a Federal Special Agent.  My education/training to get that job will cost $120,000 total for all years of training. I did not factor this cost in when calculating my future expenses because I hope to have them paid off by then.

I want to save $7,000 for my rainy day fund each year, and $10,000 for retirement each year.  If I save $10,000 for retirement each year, by the time I am 65 years old I will have $400,000 plus interest.

Comparing my future income and expenses makes me think about how I much I need to think about when I'm older. It made me think about how much budgeting I will need to do. I now know the importance of budgeting and saving. Thinking about how much it costs to live here in California and Marin makes me question whether I want to live here when I am older. I feel that living here I might not get the kind of lifestyle I desire, as I would be living on such a tight budget.

Blog 4

  • The total of my future expenses each year are $78,767  I know this is logical because my primary sources for information are the budget worksheet and looking at average online pricing. Prices may vary depending on certain choices and the status of the economy. 
  • According to usnews.com the average pay for a Physician Assistant is around $92,970. My education/ training can cost around $80,000- $ 120,000 total depending on where I go to school.
  • I would like to save $10,000 dollars a year for my rainy day fund and $4,203 for my retirement. By the time i turn 65 I would have 176,526 plus interest. 
  • Comparing my future income and expenses makes me think that I will have to make decisions looking far into the future and considering many factors. I also must consider that things will not always go according to plan and I must adjust depending on different situations.

Future Expenses

  • The total of my future expenses each year are $150,000.  I know this is logical because my primary sources for information are from my parents.
  • According to sokanu.com I can likely count on making $100,000 each year in my future job as a molecular biologist.  My education/training to get that job will cost $240,000 total for all years of training.
  • I want to save $12,000 for my rainy day fund each year, and $5,000 for retirement each year.  If I save $5,000 for retirement each year, by the time I am 65 years old I will have $17,000 plus interest.
  • Comparing my future income and expenses makes me think i need to work really hard to get this Kind of job and be good at it so I can make above average salary. 

post #4

My future expense will cost about 55,000 for education for 10 years because that is how long and how much my dad spent training to become a doctor which he is now.

According to my research and what the basic salary of the type of doctor which I want to become which is a orthopedic surgeon that I will be payed around 315,000 a year. My total education cost to get there will be around 550,000 because of so much expensive schooling to get there. So it will take around 2 years to pay that off and start making some money after college.

I would like to give about 25,000 a year for a rainy day funds. I would like to give about 100,000 a year for saving and put them in a bank. I will also put about 50,000 a year in other life insurances and leisure things that I will do in the future.

This all shows me that having a high paying job will make life easier and you will need to do well in college and high school to get the opportunity to do jobs like this one or other doctor careers.

Blog #4

The total of my future expenses each year are $60,000.  I know this is logical because my primary sources for information were my parents, who have had experience with making these kinds of payments. 

According to my own estimates, I can likely count on making $125,00 each year in my future job as a businessman in California. My education/training to get that job will cost $200,000 total for a junior college, two year university, and my masters program. 
I want to save $5,000 for my rainy day fund each year, and allot $25,000 for retirement each year as well as dedicate $10,000 to paying off student loans.  

Comparing my future income and expenses makes me realize that I need to study hard in order to get my high paying job in the future, so I can live a lifestyle of my choice. 

Blog Post #4

The total of my future expenses each year are $60,000.  I know this is logical because my primary sources for information were adults in my family (parents, older cousins, aunts, uncles) who had and are having experience with making these kinds of payments. I relied mostly on my older cousins (25-30) living in the Bay Area right now.

According to Monster.com, I can likely count on making $91,000 each year in my future job as a Deputy DA in California. My education/training to get that job will cost $195,000 total for a four year college and law school.
I want to save $4,000  for my rainy day fund each year, and $4,500 for retirement each year as well as dedicate $2,000 to paying off student loans till they are paid off. I will have $20,000 let over to spend how I please. If I save $4,500 for retirement each year, by the time I am 65 years old I will have  $135,000 plus interest.

Comparing my future income and expenses makes me think that I better get some sort of scholarship and a good student loan plan because my education for this job is going to be very expensive.

Sunday, July 19, 2015

Blog Post #4: Expenses

 The total cost of my future expenses will be about $56,000 dollars a year. I know this is logical because my primary sources for information are the budget sheet and cost calculator (which can be found online).In order to become a quantitative analyst. According to glassdoor.com I can likely count on making $107,000 each year in my future job as a quantitative analyst. My education/training to get that job will cost about $120,000 total in training. I will need to get a master's degree in Mathematics or Computer Science, as well as a CFA qualification, but these degrees have a lot more use in various other fields as well. I want to save $10,000 for my rainy day fund each year, and $10,000 for retirement each year. If I save $10,000 for retirement each year, by the time I am 65 years old I will have $420,000 plus interest. Comparing my future income and expenses makes me think that I will always have money (in case of emergencies or unforeseen expenditures), while living a comfortable lifestyle.  

Blog Post #4

The total of my future expenses each year is $55,292. I know this is logical because I used the budget worksheet as well as extensive research. Obviously no decisions are finalized so monthly rates regarding housing, transportation, children, etc, are subject to change in the future. I based my budget on the idea that I would be finished with college and just starting to live on my own.


According to work.chron.com, I can likely count on making $90,200 each year in my future job as an Athletic Director. My education/training to get that job will cost $138,480 total for all years of training. Training includes both a bachelor's degree of science in physical education as well as a master's degree in sports management. Both of these degrees can be applied in various fields and thus allows for more job opportunities.

I want to save $5000 for my rainy day fund each year, and $10,000 for retirement each year. If I save $10,000 for retirement each year, by the time I am 65 years old I will have $420,000 plus interest.


Comparing my future income and expenses allows me to accurately plan ahead as well as prepare any unplanned occurrences while also making sure I still have money to spare. In addition to this, I learned that its important to find a balance between doing something you love as well as finding a high paying job. In order to be able to pay for life's necessities, you need to have a steady income. However, in order to be able to enjoy life and enjoy what you do, you need to find a job that interests you.




Friday, July 17, 2015

Blog #4


  • The total of my future expenses each year are 82,000.  I know this is logical because my primary sources for information are my spreadsheet and current bills.
  • According to allbusinessschools.com I can likely count on making $98,000 each year in my future job as a sports marketing manager.  My education/training to get that job will cost $240,000 total for all years of training.
  • I want to save $5000 for my rainy day fund each year, and $10,000 for retirement each year.  If I save $10,000 for retirement each year, by the time I am 65 years old I will have $440,000 plus interest.
  • Comparing my future income and expenses makes me think that it is very hard to find a job that will cover all of my costs. I now see why people work multiple jobs at once. Creating and keeping a strict budget is a necessity. 

Thursday, July 16, 2015

Blog 4: Expenses

  • The total of my future expenses each year are $96,126.  I know this is logical because my primary sources for information are my spreadsheet that I made from looking up prices for each category on the internet.This is just an estimate obviously some prices might vary, but my expenses will be about $96,126, give or take a few dollars.
  • According to payscale.com I can likely count on making $155,350 each year in my future job as a Chief Executive Officer, but this amount is just an average.  My education/training to get that job will cost $204,064 total for all years of undergraduate training at Creighton University. At another school it would cost about another $100,000 to get my Bachelors Degree in Business Administration and maybe a Masters Degree. I think these two Degrees will allow me to seek better job opportunities and get paid more so they are sort of like long-term investments. 
  • I want to save $20,000 for my rainy day fund each year, and $15,000 for retirement each year.  If I save $15,000 for retirement each year, by the time I am 65 years old I will have $510,000 plus interest.
  • Comparing my future income and expenses makes me think how many things I take for granted each day such as insurance, house payments, and clothes. But when I'm out of school I will be prepared, if I continue following and adapting to budget plans. This also showed me that I need to make smart investments over the years to allow my money to accumulate, so I can plan for a rainy day or a problem that might arise. 

Blog Post #4: Lifestyle Expenses

Life Style Expenses vs Predicted Salary

The total of my future expenses each year is anywhere from $45526 - $54732, with added costs from Home Maintenance (A few thousand each year on average), and other excess spending (restaurants, activities, supplies, etc.) This also doesn't include education, which would either be payed through student loans (So the price would vary overtime), or I will go to school in a country that offers free/reduced tuition, which would also chance the price I would pay. I know this is logical, because through research and the process of filling out the budget worksheet, these were the amounts I found. Of course, since there are many factors, this amount could fluctuate. There are also things I deemed unnecessary / luxury, which may change to regular spending when the situation becomes affordable.

According to AnimationCareerReview.com, I can expect to earn anywhere from $86,000 to $105,000, if employed in one of the "media capitals of the world", Burbank, or New York. However, since there is a wide variety of careers I would like to pursue, both in animation (Storyboarding, Background, Concept, etc), or outside of it (Freelance Artist, Art Director, or other career involving the arts), the amount I earn could fluctuate severely. The education recommended for these careers (None is technically required, but most people will only be hired with a Bachelor or Masters Degree in the Arts, Fine Arts, Digital Arts, etc), would cost around $30,000 - $50,000 in America, depending on where you go and how much your expenses are. I could also end up going to school in another country, which would obviously have a different price. 

For my "rainy day fund" I would like to save really as much as possible, hopefully anywhere from $5,000 - $10,000. There will probably be times where I could save more, and time I would not be able to save as much. However, since I plan to not be such an exorbitant spender, and will hopefully have the added salary of a future partner, I am not too worried about how much I save. More is better, since you really have no idea what could end up happening. Depending on how much I save, and when I start saving, I estimate having anywhere from $180,000 to $240,000, plus interest and any other added funds (partner, family, etc). 

Comparing my future income, and future expenses, shows me how much I need to strive to get a high paying job, but at the same time being able to pursue a career in the area I want. I know that I have many skills that I can always use in the event that I need to find a backup plan. There always is the possibility that I need to pursue art as a side career, or eventually move onto art after spending some time in another job, and saving up. Hopefully, by doing these types of research now, gives me added time to accurately prepare for my future.

Wednesday, July 15, 2015

Blog #4

  • The total of my future expenses each year are $82,600.  I know this is logical because I used the budget worksheet and online averages to calculate the annual cost for each category. Obviously, there will be give and take because several of the costs are variable, including food, utilities, leisure and luxury. 
  • According to PayScale.com I can likely count on making $176,714 each year in my future job as a Chief Financial Officer (CFO).  My education/training to get that job will cost $360,000 total for all years of training. This is the median salary for a job of this caliber; however, I feel like I will be above this. Seldom do I settle for being in the middle of the pack, so hopefully my ambitions will raise my annual incomings. The education will be 4 years of undergrad at the University of Michigan for roughly $60,000 a year, with an additional two years of graduate school at the same price. 
  • I want to save a combined $17,671 for my rainy day fund each year and retirement each year. In economics, I have learned that it is financially responsible to take about 10% of one's annual salary after taxes and set it aside. I would not necessarily have a certain amount allotted for my rainy day fund and retirement, but rather a combined amount. Whatever is not used from the rainy day fund each year would definitely transfer over to the retirement fund.  If I save $12,000 for retirement each year, by the time I am 65 years old I will have $384,000 plus interest. However, since I am a business fanatic, I would likely invest in stocks with the help of Jim Cramer and Mad Money, thereby increasing (hopefully) the amount in my retirement fund. 
  • Comparing my future income and expenses makes me think and value the true importance of financial responsibility. Budgeting will be one of the best ways to ensure stability, for I yearn to live a life free of debt or loan. I also would like to create a college fund for my future child/children so that they can focus on education without needing to work a job until afterwards. Figuring out the budget is only step one, but actually executing it and not exceeding limits is the true test. 

Tuesday, July 14, 2015

Blog Post #4

  • The total of my future expenses each year are $52524.  I know this is logical because my primary sources for information are straight from where I would look if I was actually calculating expenses for myself.
  • According to Payscale.com, I can potentially make $100,000 each year in my future job as a Director of Public Relations.  My education/training to get that job will cost $240,000 (with no scholarship) total for all years of training.
  • I want to save $5,000 for my rainy day fund each year, and $10,000 for retirement each year.  If I save $10,000 for retirement each year, by the time I am 65 years old I will have $410,000 plus interest.
  • Comparing my future income and expenses makes me think I really need to prioritize and have a good relationship with the bank, so I am consistently saving and won't need to worry later in life. If more financial opportunity comes along, I will seize it. 

Blog Post 3: Option #1

In college, I'm fairly certain of what I want to study. I plan to major in Public Relations, and minor in theatre. PR majors can find jobs as a Director of Public Relations, Corporate Communications manager, or a Web Producer.

DIRECTOR OF PUBLIC RELATIONS:
Average Pay: $105,200
Salary Difference between America and Europe: $20,000
Amount of Education Required: Bachelor's Degree in Communications, Journalism, or Public Relations
Personality Type: Easy to work with, social, leader, creative, outgoing

CORPORATE COMMUNICATIONS MANAGER:
Average Pay: $89,600
Salary Difference between America and Europe: $75,000
Amount of Education Required: Bachelor's Degree in Communications, Journalism, or Public Relations
Personality Type: Very similar to that of a public relations, leader like, business oriented, good with people

WEB PRODUCER:
Average Pay: $70,400
Salary Difference between America and Europe: $20,000
Amount of Education Required: Bachelor's Degree in Communications, Journalism, or Public Relations
Personality Type: Computer literate, trend setting/following, consistent, quick and smart

Monday, July 13, 2015

Blog #3: Option 1

When I go to college, I want to major in Criminal Justice. People who major in Criminal Justice often go in to jobs such as Crime Scene Investigation, Criminal Profiler, Federal Special Agent, and/or Law Enforcement.
 
Crime Scene Investigation (CSI)
The starting pay for someone in the Crime Scene Investigation career is $51,570, though pay varies by degree, experience, and location.
 
A Crime Investigator's education requirements can differ between location and employer. Some require a Bachelor's degree in Natural or Forensic Science with an emphasis on criminal investigation, or a degree in Criminal Justice with a 'background' in science. Most require some combination of a Science and Criminal Justice.  
 
There are certain skills and traits desired for Crime Scene Investigators to have. They must be good observers and have good attention to detail. They must keep there eyes out for everything at the crime scene and can't afford to miss anything. They also must be good communicators. Investigators must take thorough notes and a complete report. Teamwork is another thing Crime Scene Investigators must be good at. It is a job that requires team effort; the investigators must be able to communicate effectively to each other, and with the lead investigator. Investigators must have a 'strong stomach' as well. Along with seeing dead bodies, they must also be present at autopsies to help collect physical evidence.
 
Criminal Profiler
Starting salary for a Criminal Profiler is between $45,000 and $59,000. As the profiler advances though, pay can be go up to between $99,000 and $129,000.
 
To become a Criminal Profiler one must have at least a Bachelor degree in behavioral science, Criminal Justice, or Psychology. Criminal Profilers must have extensive experience as a Special Agent or something similar, so if I want to pursue this as my career, I will have to become a Special Agent first.
 
Again, one going into this field cannot have a weak stomach. Most of the crimes Criminal Profilers will be dealing with are violent crimes. They must be able to put themselves in someone else's shoes, and even show empathy toward the criminal.
 
Federal Special Agent(Federal Bureau Investigation Special Agent)
The median salary for Federal Special Agents is $68,000.
 
Education requirements to be a Special Agent are somewhat varied. One has to get at least a Bachelor degree in a major of their choosing; although, they cannot go straight from college to the FBI. They must first have a thorough background check, a series of lie detector tests a physical, physiological, and medical exams. They also must complete a  20 week  training in Quantico, Virginia: The home of the FBI Academy.
 
FBI Special Agents must show honesty, responsibility, and good judgment on a day to day basis. Along with these traits, Special Agents must show integrity, be team players, and be at their peak physical fitness.
 
Law Enforcement Officer
A Law Enforcement Officers average pay is $53,000.
 
At most Police Departments it is required that one must have a Criminal Justice degree, and at some one only needs a GED. One should at least have a Bachelor degree if hoping to move up in rank at the Police Department. Basic training is taught at a required Police Academy, and further training is earned, of course, through experience.
 
Law Enforcement Officers must have a strong sense of ethics, and knowledge of the law. They must be able to talk to all kinds of people: witnesses, suspects, complainants,  and other people of the community.
 
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Though I believe I am certain of what I want to do when I am older, it is good to know what this job and other jobs require. I now know what skills and education I need to pursue my desired career.
 

After High School

       The Majors that I would have are political economy. From political economy I could become an investment banker which has an average pay of 100,000 to 150,000 dollars a year in NYC. That  is only if you already have a bachelors degree. You have to have a tough personality that is ready to reject people and push to make your company the most money and not always being the nice person. I could work for a volunteer company that can help promote different laws. This would pay around 40,000 dollars a year. You would want a goal in mind and usually are a driven and nice person. This pays pretty averagely everywhere you go. I could become a Physician which has a base pay of 189,000 per year. The pay is higher in big cities and is very high in California. The people who do this are nice people trying to help others.

The other major that I would like to do is Engineering. I could become a chemical engineer which would require a bachelors degree and a lot of experience with chemistry. The average pay is about 94,000 a year. You would be a creative person who is very intelligent and out to discover something new. Another career is an aerospace engineer. I would also need a bachelors degree to do this. I would need some education in aerospace and would also have to be creative interested in flight and air. It would pay an average of 103,000 dollars a year. The last career is being a civil engineer. I would also need to have a bachelors degree to do this. I would want to be interested in maintaining the environment and nature and making it look nice. The average pay is 80,770 per year.

Blog 3: Option 1

I would like to attend college because I believe that there are many advantages, not only economically, but to gain life experience as well. Right now what interests me the most would be a job in the medical field because the way the human body functions is interesting to me and I care about helping others. Some majors that are interesting to me are Kinesiology  , Biology, and General Health Sciences.

Jobs:

Physician Assistants
-Median Salary: $97,200
- States with highest salaries include: California, New York, Texas, Florida
- Education: Typically require Bachelors in Biology and a Masters in a specialized 2-3 year program
- Physical Assistants must be able to work in a fast paced and high pressure environment. They also must be able to diagnosis patients and give them prescriptions accordingly. They are expected to keep track and monitor the health of various patients.

Occupational Therapists 
- Median Salary: $75,300
- States with Higher Salaries: California, Florida, Pennsylvania
- Lower Salaries: Maine, Massachusetts-
-Education: Requires a Masters Degree
- Occupational Therapists work with patients to be able to recover and do daily tasks in life.They must be able to support patients in times of physical and mental distress and keep track of progress.
\
Physical Therapists 
- Median Salary: $83,000
- States with Highest Pay:California, Connecticut, Massachusetts
-Education: Doctoral
-Physical Therapists work with people who have limited range of movements, and other limiting health factors and help them recover. They must be able to motivate their patients and help them, with pain management.


After Highschool

In college I would like to major in English.
English majors often pick jobs in the fields of politics, law and journalism all of which interest me greatly.

Magazine Editor
Average Pay:  $45,500 a year
Education Requirement:  Bachelor's Degree
Personality Types: Magazine Editors are usually creative as they plan content. They need good communication and leadership skills to oversee the publishing and work with editors and writers.

Deputy District Attorney
Average Pay:  $91,000
Education Requirement:  At least 7 years of post secondary education. (4-year Bachelor's degree and 3-year Juris Doctor)
Personality Types:  Friendly and confident. Effective communication skills and dedication. Lots of work required.

Author
Average Pay: Depends on book sales
Education Requierement:  Any (Bachelor's Degree preferred)
Personality: Dedicated and creative.

Sunday, July 12, 2015

Future Job

I don't really know what job I want in the future or what I would like to major in. I have really liked all my science classes so far so I think I want to major in some kind of science. I looked up a list of possible majors and cellular and molecular biology sounded interesting to me. Three possible careers with this major are to be a biology professor, a molecular biologist, and a lab technician.

To be a biology teacher you need a bachelors degree but to be a professor you need a graduate degree.  Professors generally make $86,200 annually. You have to like kids and like helping people while managing their time very well.

Molecular biologists make about $95,000 annually. For this job you need a masters degree as well as a bachelors, but a doctoral degree is recommended. To have this job you need to be concentrated and not give up, pat attention to detail, and be dedicated to your job.

A lab tech assists molecular and cellular biologists as well as researchers. This doesn't require as much education. You can have a 2 year degree but more advantageous to have a bachelors. They make an average annual salary of $44,600.  You have to be good at taking directions and being careful.

Saturday, July 11, 2015

Blog #3 - Option 1

I plan to attend a 4 year college directly after high school. This is because I understand how beneficial attending a college can be and I plan on using the opportunity to develop any skills necessary to pursue what I plan to do in life. In the future, I hope to have a job in which I better the world we live in and more specifically, individual lives on a personal level. I also plan on doing so while simultaneously doing something I enjoy. Whether or not I achieve
that through being an educator, a health/fitness trainer, a sports coach, or even an environmentalist. Majors I will most likely have include, Sport, Kinesiology, and Health Sciences, as well as Animal Science.

Sport, Kinesiology, and Health Sciences:
      

Athletic Director:
  • Average Pay - $90,200
  • Salary Variations - Depends on school/organization
  • Education - Bachelors degree in sport management or physical education, masters degree in sports administration
  • Personalities - Communication skills, organized, integrity 
Exercise Specialist/Trainer:
  • Average Pay - $50,000
  • Salary Variation - Lowest Paying: South Dakota, Nebraska, Hawaii. Highest Paying: Massachusetts, Mississippi, New York
  • Education - Bachelors or masters degree from a professional athletic training education program 
  • Personalities - Communication skills, sports-oriented, studious, personable
Director of Corporate Fitness:
  • Average Pay - $78,476
  • Salary Variations - Depends on industry and company size
  • Education - Masters degree in personal fitness or nutrition
  • Personalities - Education, experience, passion
Animal Science:

   Veterinarian:
  • Average Pay - $84,460
  • Salary Variations - Lowest Paying: Hawaii, Alaska, South Dakota. Highest Paying: New York, Mississippi, Massachusetts
  • Education - Doctor of Veterinary Medicine
  • Personalities - Decision making skills, passion for animals, dedication